determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic … evidence that mortgage holders are financially more vulnerable than renters or outright owners; in fact, the incidence of …

Using comparable survey data from twelve European countries we investigate households' attitudes towards mortgage … households have a mortgage outstanding relative to countries where a sizeable part of the population uses mortgage debt, like the … reference households, and crucially so in countries with less expanded mortgage markets. Thus it appears that households …

Since the onset of democracy in 1975, both total fertility and Mass attendance rates in Spain have dropped dramatically …

government budget, as social insurance in Spain is not actuarially fair. Finally, we also assess the impact of a decline in …

We present evidence for the motherhood wage penalty in Spain as a representative Southern European Mediterranean …

We estimate empirically the effect of immigration on house prices and residential construction activity in Spain over …

-receiving nations. Spain is no exception following the rapid increase in immigrant flows experienced over the past decade. We assess the …