Narrow search
Showing 1 - 10 of 3,372
Cover Image
The Response of Consumption in Russian Households to Economic Shocks
Stillman, Steven - 2001
changes in household savings are negatively related to exogenous income shocks, with this relationship strongest for low … wealth households. Only models of consumption which include precautionary savings motives can explain why poorer households … both reduce their consumption and increase their savings in response to an exogenous decline in income. …
Persistent link: https://www.econbiz.de/10010262612
Cover Image
The Response of Consumption in Russian Households to Economic Shocks
Stillman, Steven - Institute for the Study of Labor (IZA) - 2001
changes in household savings are negatively related to exogenous income shocks, with this relationship strongest for low … wealth households. Only models of consumption which include precautionary savings motives can explain why poorer households … both reduce their consumption and increase their savings in response to an exogenous decline in income. …
Persistent link: https://www.econbiz.de/10005566824
Cover Image
Female Empowerment and Male Backlash: Experimental Evidence from India
Cullen, Claire; Joshi, Sarthak; Vecci, Joseph; … - 2024
Public spending on gender equality and women's empowerment is rising rapidly in many countries. However, the unintended consequences of women's empowerment is rarely measured and remains poorly understood. We study the impact of female empowerment programs on male backlash through a series of...
Persistent link: https://www.econbiz.de/10015175321
Cover Image
Present Bias in Choices over Food and Money
Danzer, Alexander M.; Zeidler, Helen - 2024
categories. Individuals who exert self-control take up a commitment device as soon as available, while non-committers are present …
Persistent link: https://www.econbiz.de/10015165727
Cover Image
The Effects of Access to Credit on Productivity: Separating Technological Changes from Changes in Technical Efficiency
Jimi, Nusrat Abedin; Nikolov, Plamen; Malek, Mohammad Abdul - 2019
Improving productivity among microenterprises is important, especially in low-income countries where market imperfections are pervasive, and resources are scarce. Relaxing credit constraints can increase the productivity of microenterprises. Using a field experiment involving agricultural...
Persistent link: https://www.econbiz.de/10012141151
Cover Image
Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
de Mel, Suresh; McKenzie, David; Woodruff, Christopher - Institute for the Study of Labor (IZA) - 2008
In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....
Persistent link: https://www.econbiz.de/10005566661
Cover Image
Behavioral foundations of microcredit: Experimental and survey evidence from rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - 2010
Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...
Persistent link: https://www.econbiz.de/10010269753
Cover Image
Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010
Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...
Persistent link: https://www.econbiz.de/10008560756
Cover Image
Under-savers anonymous: Evidence on self-help groups and peer pressure as a savings commitment device
Kast, Felipe; Meier, Stephan; Pomeranz, Dina - 2012
While commitment devices such as defaults and direct deposits from wages have been found to be highly effective to … increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … groups are an alternative commitment device that is widespread and highly accessible, but there is little empirical evidence …
Persistent link: https://www.econbiz.de/10010282613
Cover Image
Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
Kast, Felipe; Meier, Stephan; Pomeranz, Dina - Institute for the Study of Labor (IZA) - 2012
While commitment devices such as defaults and direct deposits from wages have been found to be highly effective to … increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … groups are an alternative commitment device that is widespread and highly accessible, but there is little empirical evidence …
Persistent link: https://www.econbiz.de/10009646295