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Public and private insurance with costly transactions
Bertola, Giuseppe; Koeniger, Winfried - 2010
We characterize how public insurance schemes are constrained by hidden financial transactions. When non-exclusive private insurance entails increasing unit transaction costs, public transfers are only partly offset by hidden private transactions, and can influence consumption allocation. We show...
Persistent link: https://www.econbiz.de/10010274703
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The German social long-term care insurance: structure and reform options
Arntz, Melanie; Sacchetto, Ralf; Spermann, Alexander; … - 2007
Regarding social needs in Germany long-term care is an important issue due to an ageing population. Shrinking social … introduced in Germany. In recent years some drawbacks of the social long-term care insurance structure turned out to be in need … Germany long-term care is an important issue due to an ageing population. Shrinking social networks are leading to a greater …
Persistent link: https://www.econbiz.de/10010268170
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What explains the decline in wage mobility in the German low-wage sector?
Aretz, Bodo; Gürtzgen, Nicole - 2012
In this paper, we study how wage mobility in the low-wage sector has changed in western Germany between 1984 and 2004 …
Persistent link: https://www.econbiz.de/10010291386
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Unemployment insurance savings accounts and collective wage determination
Goerke, Laszlo - 2007
Unemployment Insurance Savings Accounts (UISAs) entitle workers to unemployment benefits at the expense of future pension payments. Therefore, such accounts make unemployment less attractive, intensify job search, and raise employment. In the present paper the wage and employment consequences of...
Persistent link: https://www.econbiz.de/10010268131
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How viable are unemployment insurance savings accounts: simulation results for Slovenia
Vodopivec, Milan - 2008
By simulating the working of the unemployment insurance savings accounts (UISAs) in Slovenia using a methodology similar to Feldstein and Altman (1998), the paper examines two questions: how viable is this system as an alternative to traditional unemployment insurance (UI) system, and how the...
Persistent link: https://www.econbiz.de/10010268653
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Unemployment insurance savings accounts in Latin America: Overview and assessment
Ferrer, Ana M.; Riddell, W. Craig - 2011
The unemployment protection systems that exist in most Latin American economies are generally considered inadequate in terms of providing insurance to workers. They may also encourage stratified labor markets and impose barriers to the employee's mobility and the firm's adjustment to changing...
Persistent link: https://www.econbiz.de/10010278335
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Workers' Moral Hazard and Insurer Effort in Disability Insurance
Koning, Pierre; van Lent, Max - 2022
Disability Insurance (DI) may affect workers' outcomes such as their probability to enter DI, to recover, and their employment. Supplementary insurance may increase these moral hazard effects, but also increases the financial gains of private insurers to reduce benefit costs. With increased...
Persistent link: https://www.econbiz.de/10013351703
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Uncertain Altruism and Non-Linear Long-Term Care Policies
Canta, Chiara; Cremer, Helmuth - 2018
We study the design of public long-term care (LTC) insurance when the altruism of informal caregivers is uncertain. We consider non-linear policies where the LTC benefit depends on the level of informal care, which is assumed to be observable while children's altruism is not. The traditional...
Persistent link: https://www.econbiz.de/10011931584
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Public and Private Insurance with Costly Transactions
Bertola, Giuseppe; Koeniger, Winfried - Institute for the Study of Labor (IZA) - 2010
We characterize how public insurance schemes are constrained by hidden financial transactions. When non-exclusive private insurance entails increasing unit transaction costs, public transfers are only partly offset by hidden private transactions, and can influence consumption allocation. We show...
Persistent link: https://www.econbiz.de/10008678696
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Maybe "Honor thy Father and thy Mother": Uncertain Family Aid and the Design of Social Long Term Care Insurance
Canta, Chiara; Cremer, Helmuth; Gahvari, Firouz - 2016
We study the role and design of private and public insurance programs when informal care is uncertain. Children's degree of altruism is randomly distributed over some interval. Social insurance helps parents who receive a low level of care, but it comes at the cost of crowding out informal care....
Persistent link: https://www.econbiz.de/10011653189