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Risk and saving in two-person households: More scope for precautionary saving

Apps, Patricia; Andrienko, Yuri; Rees, Ray - 2012

The existing literature suggests that when the saving decision of two-earner households under risk is analysed, standard results on the existence of precautionary saving no longer apply: precautionary saving is obtained if and only if very stringent conditions hold. This paper shows that when...

Persistent link: https://www.econbiz.de/10010287608

Risk and Saving in Two-Person Households: More Scope for Precautionary Saving

Apps, Patricia; Andrienko, Yuri; Rees, Ray - Institute for the Study of Labor (IZA) - 2012

Persistent link: https://www.econbiz.de/10010812036

Population policies, demographic structural changes, and the Chinese household saving puzzle

Ge, Suqin; Yang, Dennis Tao; Zhang, Junsen - 2012

because of old-age security concerns, middle-aged households experience an increase in saving due to the lighter burden of …

Persistent link: https://www.econbiz.de/10010291447

Population Policies, Demographic Structural Changes, and the Chinese Household Saving Puzzle

Ge, Suqin; Yang, Dennis T.; Zhang, Junsen - Institute for the Study of Labor (IZA) - 2012

because of old-age security concerns, middle-aged households experience an increase in saving due to the lighter burden of …

Persistent link: https://www.econbiz.de/10010791517

Are Senior Entrepreneurs Happier than Who? The Role of Income and Health

Fritsch, Michael; Sorgner, Alina; Wyrwich, Michael - 2023

We propose an extension of the standard occupational choice model to analyze the life satisfaction of senior entrepreneurs as compared to paid employees and particularly retirees in Germany. The analysis identifies income and health status as main factors that shape the relationship between...

Persistent link: https://www.econbiz.de/10014469319

Cognitive Skills and the Development of Strategic Sophistication

Fe, Eduardo; Gill, David - 2018

intelligence') work together with age to determine the strategic ability and level-k behavior of children in a variety of … competitive games. Furthermore, age and cognitive ability act in tandem as complements, while age and theory-of-mind operate … emergence of a sophisticated strategic theory-of-mind. Finally, theory-of-mind and age strongly predict whether children respond …

Persistent link: https://www.econbiz.de/10011816598

Gender Gaps in Financial Literacy: A Multi-Arm RCT to Break the Response Bias in Surveys

Hospido, Laura; Iriberri, Nagore; Machelett, Margarita - 2023

Gender gaps in financial literacy are pervasive and persistent. They are partly explained because women choose "I do not know" more frequently. We test for the effectiveness of three interventions to shift this behavior. The control survey includes the possibility of "I do not know". The three...

Persistent link: https://www.econbiz.de/10014469739

Mortgage finance in Central and Eastern Europe: opportunity or burden?

Beck, Thorsten; Kibuuka, Katie; Tiongson, Erwin - 2010

Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries, raising concerns about the economic and social consequences of household indebtedness in the event of a macroeconomic crisis. Using household survey data for 2005, 2006, and...

Persistent link: https://www.econbiz.de/10010269610

Present-biased preferences and credit card borrowing

Meier, Stephan; Sprenger, Charles D. - 2009

Some individuals borrow extensively on their credit cards. This paper tests whether present-biased time preferences correlate with credit card borrowing. In a field study, we elicit individual time preferences with incentivized choice experiments, and match resulting time preference measures to...

Persistent link: https://www.econbiz.de/10010276781

Unemployment Risk and Over-Indebtedness: A Micro-Econometric Perspective

Du Caju, Philip; Rycx, Francois; Tojerow, Ilan - 2015

We study how unemployment effects the over-indebtedness of households using the new European Household Finance and Consumption Survey (HFCS). First, we assess the role of different labor market statuses (i.e. employed, unemployed, disabled, retired, etc.) and other household characteristics...

Persistent link: https://www.econbiz.de/10011420752