Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

the savings rate is not homogeneous. On average, the effect attributed to real estate dominates the other components of … wealth. In addition, the savings rate strongly responds to demographic trends. Besides the direct impact of the age structure …, an indirect effect arises through the accumulation of wealth. The savings rate does not decrease with age in a monotonic …

important to include a rich set of observed characteristics in an empirical model for retirement in order to measure the …

. It is likely that the individual level of wealth will become an increasingly important factor in the retirement decision … through 2001, we analyse the impact of wealth, savings, and debt position on job exit rates. We find evidence for a positive …