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Insurance versus savings for the poor: Why one should offer either both or none

Landmann, Andreas; Vollan, Björn; Frölich, Markus - 2012

and a secret saving device on solidarity in risk-sharing groups among rural villagers in the Philippines. Risk is … simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky …This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products …

Persistent link: https://www.econbiz.de/10010282235

Insurance versus Savings for the Poor: Why One Should Offer Either Both or None

Landmann, Andreas; Vollan, Björn; Frölich, Markus - Institute for the Study of Labor (IZA) - 2012

Persistent link: https://www.econbiz.de/10009646309

Crowding-Out or Crowding-In? Heterogeneous Effects of Insurance on Solidarity

Landmann, Andreas; Vollan, Björn; Henning, Karla; … - 2020

We analyze whether the availability of formal insurance products affects informal solidarity transfers in two … minimizes strategic concerns. The introduction of an insurance treatment alters solidarity in both experiments. We find crowding … independent behavioral experiments in the Philippines. The first experiment allows for communication, non-anonymity and …

Persistent link: https://www.econbiz.de/10012322487

Performance pay and the erosion of worker cooperation: field experimental evidence

Burks, Stephen V.; Carpenter, Jeffrey P.; Goette, Lorenz - 2006

We report the results of a field experiment with bicycle messengers in Switzerland and the United States. Messenger work is individualized enough that firms can choose to condition pay on it, but significant externalities in messenger behavior nonetheless give their on-the-job interactions the...

Persistent link: https://www.econbiz.de/10010267460

Social distance and trust: Experimental evidence from a slum in Cairo

Binzel, Christine; Fehr, Dietmar - 2013

While strong social ties help individuals cope with missing institutions, trade is essentially limited to those who are part of the social network. We examine what makes the decision to trust a stranger different from the decision to trust a member of a given social network (a friend), by...

Persistent link: https://www.econbiz.de/10010291408

Social Distance and Trust: Experimental Evidence from a Slum in Cairo

Binzel, Christine; Fehr, Dietmar - Institute for the Study of Labor (IZA) - 2013

Persistent link: https://www.econbiz.de/10005086589

Performance Pay and the Erosion of Worker Cooperation: Field Experimental Evidence

Burks, Stephen; Carpenter, Jeffrey; Goette, Lorenz - Institute for the Study of Labor (IZA) - 2006

Persistent link: https://www.econbiz.de/10005703260

Competitive work environments and social preferences: field experimental evidence from a Japanese fishing community

Carpenter, Jeffrey P.; Seki, Erika - 2005

Models of job tournaments and competitive workplaces more generally predict that while individual effort may increase as competition intensifies between workers, the incentive for workers to cooperate with each other diminishes. We report on a field experiment conducted with workers from a...

Persistent link: https://www.econbiz.de/10010267647

The impact of education on the subjective discount rate in Ugandan villages

Bauer, Michal; Chytilová, Julie - 2009

Heterogeneity in time discounting may reinforce the existing barriers to save and invest faced by rural populations in developing countries. We elicit a subjective discount rate for a varied sample of Ugandan villagers. In accordance with other studies, we have found the discount rate to...

Persistent link: https://www.econbiz.de/10010268981

Incentives and prosocial behavior

Bénabou, Roland; Tirole, Jean - 2005

We develop a theory of prosocial behavior that combines heterogeneity in individual altruism and greed with concerns …

Persistent link: https://www.econbiz.de/10010267545