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Brown, J. David; Earle, John S. - 2013

Small Business Administration (SBA) loans have long been one of the most significant policy interventions in the U.S. affecting firm behavior, but little is known about their outcomes. This paper estimates the effects on employment using a list of all SBA loans linked to annual data on all U.S....

Persistent link: https://www.econbiz.de/10010319511

Do SBA Loans Create Jobs?

Brown, J. David; Earle, John S. - Institute for the Study of Labor (IZA) - 2013

Persistent link: https://www.econbiz.de/10010884334

Better means more: property rights and high-growth aspiration entrepreneurship

Estrin, Saul; Korosteleva, Julia; Mickiewicz, Tomasz - 2009

This paper contrasts the determinants of entrepreneurial entry and high-growth aspiration entrepreneurship. Using the … Global Entrepreneurship Monitor (GEM) surveys for 42 countries over the period 1998-2005, we analyse how institutional … environment and entrepreneurial characteristics affect individual decisions to become entrepreneurs and aspirations to set up high …

Persistent link: https://www.econbiz.de/10010271286

Reputation and credit market formation: how relational incentives and legal contract enforcement interact

Fehr, Ernst; Zehnder, Christian - 2009

The evidence suggests that relational contracting and legal rules play an important role in credit markets but on the basis of the prevailing field data it is difficult to pin down their causal impact. Here we show experimentally that relational incentives are a powerful causal determinant for...

Persistent link: https://www.econbiz.de/10010269410

Finance and Growth at the Firm Level: Evidence from SBA Loans

Brown, J. David; Earle, John S. - 2015

We analyze linked databases on all Small Business Administration (SBA) loans, on all SBA lenders, and on all U.S. employers to estimate the effects of financial access on employment growth. Our methods combine regressions with matching on firm age, size, industry, year, and employment history,...

Persistent link: https://www.econbiz.de/10011307476

Mortgage Finance and Culture

Rodríguez-Planas, Núria - 2018

Using a nationally representative sample of 12,344 immigrants from 41 different countries of ancestry living in Spain in 2007, we find that the higher the housing-loan penetration in the country of ancestry, the higher the likelihood of having a mortgage in Spain. Similarly, the higher the...

Persistent link: https://www.econbiz.de/10011816588

Does the Community Reinvestment Act Increase Small Business Lending in Lower Income Neighborhoods?

Kim, Mee Jung; Lee, Kyung Min; Earle, John S. - 2021

We estimate the impact of the Community Reinvestment Act (CRA) on small business lending in lower-income neighborhoods. Using 2004-2016 panel data on census tracts, we apply a combined regression discontinuity and fixed effect method. We find that the number of small business loans increases by...

Persistent link: https://www.econbiz.de/10012658260

How Successful Are Banking Sector Reforms in Emerging Market Economies? Evidence from Impact of Monetary Policy on Levels and Structures of Firm Debt in India

Bhaumik, Sumon K.; Kutan, Ali M.; Majumdar, Sudipa - 2016

Many emerging markets have undertaken significant financial sector reforms especially in their banking sectors that have been quite critical for both financial development and real economic activity. In this paper, we investigate the success of banking reforms in India where significant banking...

Persistent link: https://www.econbiz.de/10011525080

Reputation and Credit Market Formation: How Relational Incentives and Legal Contract Enforcement Interact

Fehr, Ernst; Zehnder, Christian - Institute for the Study of Labor (IZA) - 2009

Persistent link: https://www.econbiz.de/10004976880

Do Women Pay for Working from Home? Exploring Gender Gaps in Pay and Wellbeing by Work Location in the UK Cohort Studies

Wielgoszewska, Bożena; Bryson, Alex; Joshi, Heather; … - 2024

, with notable impacts on women. We employ longitudinal data from three British Cohort Studies, collected one year into the … analysis reveals that women who work from home - particularly those who work hybrid - experience the most detrimental mental …

Persistent link: https://www.econbiz.de/10015165636