Croatian fiscal and monetary system stayed without one part of its income because of no fiscal and monetary sovereignty over the occupied territories. This would be of great importance especially after the war when Croatia claims the war compensation from Serbia and Montenegro, so it will be...

In the modern world, a legal framework has been set up and a market regulator has been defined so that payment as a relation between the debtor and creditor can not be put in question regarding the realization of their integral rights. Countries in transition, including Croatia (the Republic of...

The author starts from the thesis that it is especially necessary to manage the production of cash money, taking into consideration and applying the conceptions of modern management. Cash money (metallic and paper) is a specific “product” that is produced according to the needs of monetary...

As a transition country, Croatia is confronted with fundamental changes in the segment of capital transactions. These changes are the result of the country’s market orientation, of its position in the globalization (integration) processes, but especially of its needs. The limiting framework of...

The authors examine the impact of changed economic circumstances to manage personal finances. Analyze financial involvement, level of education and the management of personal finances population in Croatia. The paper used the method of analysis, synthesis, induction, deduction, and a survey poll.

Raising money and directing it into savings is the most important passive task in banking. Restrictive monetary policy makes it increasingly difficult for banking institutions to take loans, thus they turn to the general population as a money source. Their interest is partly served through...

A combination of various sources of financing is a necessary prerequisite to finance any development as well as regional development. Sources of financing can be monitored and evaluated from the aspects of suitability (cost aspect), availability and abundance. Ultimate users of funds give...

In order to obtain constant and stable sources of finance, particularly in the changed circumstances on the banking market, i.e. the global financial crisis, credit institutions in Croatia have changed their business strategy by focusing partly on the non-interest income segment. By this...

In the modern world, one of the core competencies of each individual is the possession of knowledge and skills in the field of finance. Financial education is a set of knowledge in the field of finance are necessary in making short-term and long-term decisions of each individual. The authors...