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the financial reports of the banks that operated in Serbia and Montenegro, covering the period from the first quarter of … Montenegro does not give enough argument to support such explanation, and bank profitability can be explained by bank efficiency …
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organizations. The results of the static and dynamic analysis of concentration indicate that, compared to Montenegro, the banking …
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Montenegro. Hence, it is important to analyse risks affecting stability of both the banking and financial system as a whole … competition affects credit risk in Montenegro and whether banks differing in size react differently. Panel data techniques were … affected. Overall, the increasing competition may positively affect credit risk in Montenegro. …
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