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Cross-subsidization in employer-based health insurance and the effects of tax subsidy reform
Pashchenko, Svetlana; Porapakkarm, Ponpoje - Volkswirtschaftliche Fakultät, … - 2013
A major source of insurance coverage for non-elderly adults in the US is employer-based health insurance market. Every participant of this market gets a tax subsidy since premiums are excluded from taxable income. However, people have different incentives to participate in the employer-based...
Persistent link: https://www.econbiz.de/10011107312
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Reexamining the Empirical Relevance of Habit Formation Preferences
Cai, Zongwu; Liu, Xuan; Yang, Fang - Volkswirtschaftliche Fakultät, … - 2012
asset share responds to wealth fluctuations, habits and household income; (2) across households, there are heterogenous …
Persistent link: https://www.econbiz.de/10011107322
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Accounting for non-annuitization
Pashchenko, Svetlana - Volkswirtschaftliche Fakultät, … - 2012
preannuitized wealth in retirees' portfolios; adverse selection; bequest motives; and medical expense uncertainty. This paper uses a …: government safety net in terms of means-tested transfers; illiquidity of housing wealth; and restrictions on minimum amount of …: preannuitized wealth, minimum annuity purchase requirement, illiquidity of housing wealth, and bequest motives. The annuity purchase …
Persistent link: https://www.econbiz.de/10011108361
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Estimation of discount factor (beta) and coefficient of relative risk aversion (gamma) in selected countries
Ahmed, Waqas; Haider, Adnan; Iqbal, Javed - Volkswirtschaftliche Fakultät, … - 2012
We estimate the long-run discount factor for a group of developed and developing countries through standard methodology incorporating adaptive expectations of inflation. We find that the discount factor of developing countries is relatively nearer to unity as compared to that of the developed...
Persistent link: https://www.econbiz.de/10011108805
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Quantitative analysis of health insurance reform: separating regulation from redistribution
Pashchenko, Svetlana; Porapakkarm, Ponpoje - Volkswirtschaftliche Fakultät, … - 2012
Two key components of the upcoming health reform in the U.S. are a new regulation of the individual health insurance market and an increase in income redistribution in the economy. Which component contributes more to the welfare outcome of the reform? We address this question by constructing a...
Persistent link: https://www.econbiz.de/10011109363
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Dynamic Repeated Random Dictatorship and Gender Discrimination
Dittrich, Dennis Alexis Valin; Büchner, Susanne; … - Volkswirtschaftliche Fakultät, … - 2014
To reduce the cognitive experimenter demand effect we embed a dictator game in a more complex decision environment, a dynamic household savings decision problem, thus rendering the dictator decision to share some endowment less salient. We then use this game in a laboratory experiment to...
Persistent link: https://www.econbiz.de/10011109459
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Spending patterns in youth
Hasan, Syed Akif; Subhani, Muhammad Imtiaz; Osman, Ms. Amber - Volkswirtschaftliche Fakultät, … - 2012
The age of juvenility i.e. the youth has become emerged with new personality characteristics, which has made them more powerful than ever before. Similarly, the youth has become more spendthrift in their daily routine to satisfy their self-concept and social circle they belong to or wish to move...
Persistent link: https://www.econbiz.de/10011109650
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On the intergenerational nature of criminal behavior
Bethencourt, Carlos; Kunze, Lars - Volkswirtschaftliche Fakultät, … - 2014
Empirical evidence suggests that family background and parental criminality are strong predictors of an individuals’ criminal behavior. The aim of this paper is to account for this intergenerational nature of criminal behavior within a simple theoretical model. Drawing on the literature of...
Persistent link: https://www.econbiz.de/10011109789
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The Tax-Transfer System and Labour Supply
Keane, Michael - Volkswirtschaftliche Fakultät, … - 2010
This chapter gives an overview of the male labour supply literature, focusing on what that literature implies for the design of the tax-transfer system. According to conventional wisdom, male labour supply is rather insensitive to tax rates. This, in turn, implies that the welfare losses from...
Persistent link: https://www.econbiz.de/10011109833
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Understanding household savings in China: the role of the housing market and borrowing constraints
Bussière, Matthieu; Kalantzis, Yannick; Lafarguette, Romain - Volkswirtschaftliche Fakultät, … - 2013
depends on the level of wealth. Employing an empirical strategy motivated by the theoretical model, we analyze a dataset of …
Persistent link: https://www.econbiz.de/10011110300