This paper examines uberrimae fidei (utmost good faith) with adverse selection in an insurance market. If consumers … the (equitable) non-strict enforcement (judicial ruling) of contracts of insurance can be efficiency enhancing as it can …

price automobile insurance more accurately, creating individualized prices for consumers. The welfare effects of lower … prices are straightforward, but we also consider that consumers have heterogeneous valuations of privacy that they may lose … its effect on equilibrium prices and welfare. We find a welfare effect equal to the loss in privacy, but conclude that the …

various types of agricultural insurance. Insuring small-scale farmers against crop losses to adverse weather or other hazards … has attracted public sector involvement in the provision of agricultural insurance in many countries among which Romania … insurance. This will require the establishment of a framework for responding to severe systemic events affecting agricultural …

This paper aims at defining a set of privacy metrics (quantitative and qualitative) in the case of the relation between … a privacy protector ,and an information gatherer .The aims with such metrics are : -to allow to assess and compare … different user scenarios and their differences ;for examples of scenarios see [4]; -to define a notion of privacy boundary, and …

a new insurance product in rural China. Specifically, we conduct a set of insurance games with a random subset of … farmers. Our findings show that playing insurance games improves insurance take-up in real life by 48%. Exploring the … probability of disasters, or learning of insurance benefits, but is driven mainly by the experience acquired in playing the …

, increases in loadings are not necessarily followed by increases in deductibles, since in equilibrium insurance may be Giffen …