Purpose: The purpose of this paper is to investigate the emergence of blockchain to determine its feasibility for electronic transfer payments. An integrated conceptual framework is developed for blockchain electronic transfer. The three “markers” of classic money (store of value, medium of...

An appropriate approach to determine and measure the characteristics of “good” borrowers has always been the subject of inquiry by various lenders both in domestic and international financial markets. Cost of bad debts incurring from non‐payers and slow payers is a major source of loss...