values, and relationship lending and increases banks' provision of nontraditional banking services …

This paper studies the domestic and international effects of the transition to an interstate banking system implemented …. Interstate banking reduces the degree of local monopoly power of financial intermediaries. We show that the an economy that … the U.S. and international business cycle after the U.S. began its transition to interstate banking …

-level governance, country-level governance, country-level regulation, and bank balance sheet and profitability characteristics before …

We examine the effect of US branch banking deregulations on the entry size of new firms using micro-data from the US …

The regulation of bank capital as a means of smoothing the credit cycle is a central element of forthcoming macro …-prudential regimes internationally. For such regulation to be effective in controlling the aggregate supply of credit it must be the case …

interbank pricing power. Attempts to circumvent the regulation change the allocation of savings across institutions, eliciting …

effects of bank regulation and the impact of deregulation. We find that where entry was more restricted the cost of credit was …

This paper outlines the fundamental economic forces that have led to the decline in traditional banking, that is the … process of making loans and funding them by issuing short-dated deposits. The declining competitiveness of traditional banking … financial stability and strengthen the banking system is to adopt a system of structured bank capital requirements with early …