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This expository paper describes the factors that contribute to failure of health insurance markets, and the regulatory mechanisms that have been and can be used to combat these failures. Standardized contracts and creditable coverage mandates are discussed, along with premium support, enrollment...
Persistent link: https://www.econbiz.de/10011188566
This study examines two innovative efforts to provide union services to workers with the aid of low cost Internet communication: the AFL-CIO's Working America, a "community affiliate" that enrolled 2 million workers from 2004 to 2007 by canvassing them at their homes and over the Internet...
Persistent link: https://www.econbiz.de/10005830169
This paper measures the causal effect of time out of the labor force on subsequent employment of Social Security … processing times reduce the employment and earnings of SSDI applicants for multiple years following application, with the effects … employment. Accounting separately for these channels, we find that the receipt effect is at least 50% larger than previously …
Persistent link: https://www.econbiz.de/10011119820
Hours, employment, and income taxes are economically distinct, and all three are either introduced or expanded by the … direction. A conservative estimate of the law's average employment rate impact is negative three percent. The ACA's tax wedges … explicit full-time employment taxes. …
Persistent link: https://www.econbiz.de/10010821849
employment by approximately 13% to 16%. …
Persistent link: https://www.econbiz.de/10010796547
This study provides plausibly causal estimates of the effect of public insurance coverage on the employment of non … statistically meaningful reductions in employment up to at least 9 quarters later, with an estimated size of from 2 to 10 percentage …
Persistent link: https://www.econbiz.de/10010950767
Measuring the overall impact of public health insurance receipt is important in an era of increased access to publicly-provided and subsidized insurance. Although government expansion of health insurance to older workers leads to labor supply reductions for recipients, there may be spillover...
Persistent link: https://www.econbiz.de/10010951316
The Affordable Care Act introduces or expands taxes on incomes and full-time employment, beginning in 2014. The purpose … of this paper is to characterize the new full-time employment taxes from the perspective of a household budget constraint …, full-time employment taxes will be prevalent and often as large as what workers can earn in five hours of work per week, 52 …
Persistent link: https://www.econbiz.de/10011271472
Under the Affordable Care Act, individual states have discretion in how they define coverage regions, within which insurers must charge the same premium to buyers of the same age, family structure, and smoking status. We exploit variation in these definitions to investigate whether the size of...
Persistent link: https://www.econbiz.de/10011159878
Standard Medicare Part D drug insurance provides limited coverage in a ``donut hole'' region, making the purchase problem dynamic. We develop a discontinuity-based test for myopia using enrollees who arrived near the coverage gap early in the year. We find that there are fewer and cheaper...
Persistent link: https://www.econbiz.de/10011262919