Under the New Basel Accord bank capital adequacy rules (Pillar 1) are substantially revised but the introduction of two …

-at-risk and bank capital make it unlikely that the crisis-prevention and crisis-resolution schemes incorporated in Basel II and EU …

This paper assesses the impact of competition on racial discrimination. The dismantling of inter- and intrastate bank … facing nonfinancial firms, and boosted the rate of new firm formation. We use bank deregulation to identify an exogenous … the black-white wage differential unexplained by Mincerian characteristics. We find that bank deregulation reduced the …

outcome of individual bank examinations, this paper documents that the frequency of rating transitions and the character of … insolvency resolutions have changed substantially under FDICIA. The average interval between bank examinations has dropped for …

This paper examines the impact of bank regulations, market structure, and national institutions on bank net interest … margins and overhead costs using data on over 1,400 banks across 72 countries while controlling for bank …-specific characteristics. The data indicate that tighter regulations on bank entry and bank activities boost the cost of financial …

The puzzle of underissuance of national bank notes disappears when one disaggregates data, takes account of regulatory …. National banks did not enter primarily to issue national bank notes, and a "pure arbitrage" strategy of chartering a national … bank only to issue national bank notes would not have been profitable. Indeed, new entrants issued less while banks exiting …