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The Effect of Savings Accounts on Interpersonal Financial Relationships : Evidence from a Field Experiment in Rural Kenya
Dupas, Pascaline - 2015
The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within social networks. To study the effect of accounts on financial linkages, we provided free bank accounts to a...
Persistent link: https://www.econbiz.de/10012457329
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Dual Credit Markets and Household Access to Finance : Evidence from a Representative Chinese Household Survey
Cull, Robert - 2018
Using a new and representative data set of Chinese household finance, this paper documents household access to and costs of finance, along with their correlates. As in most developing countries, informal finance is a crucial element of household finance, and wealth tends to be associated with...
Persistent link: https://www.econbiz.de/10012936824
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Barriers to Electrification for "Under Grid" Households in Rural Kenya
Lee, Kenneth - 2014
In Sub-Saharan Africa, 600 million people live without electricity. Despite ambitions of governments and donors to invest in rural electrification, decisions about how to extend electricity access are being made in the absence of rigorous evidence. Using a novel dataset of 20,000 geo-tagged...
Persistent link: https://www.econbiz.de/10012458340
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Entrepreneurship and Household Saving
Gentry, William M. - 2000
In this paper, we argue that costly external financing for entrepreneurial investments (coupled with potentially high returns on those investments) has important implications for the saving, investment, and entry decisions of continuing and potential entrepreneurs. These effects are similar in...
Persistent link: https://www.econbiz.de/10012470843
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Why are Saving Rates of Urban Households in China Rising?
Chamon, Marcos - 2008
From 1995 to 2005, the average urban household saving rate in China rose by 7 percentage points, to about one quarter …
Persistent link: https://www.econbiz.de/10012464101
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The Determinants of Household Saving in China : A Dynamic Panel Analysis of Provincial Data
Horioka, Charles Yuji - 2006
In this paper, we conduct a dynamic panel analysis of the determinants of the household saving rate in China using a … life cycle model and panel data on Chinese provinces for the 1995-2004 period from China?s household survey. We find that … China?s household saving rate has been high and rising and that the main determinants of variations over time and over space …
Persistent link: https://www.econbiz.de/10012465937
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Demographic Patterns and Household Saving in China
Curtis, Chadwick C. - 2011
This paper studies the effect that changing demographic patterns have had on the household saving rate in China. We …
Persistent link: https://www.econbiz.de/10012461829
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Why Are Saving Rates so High in China?
Yang, Dennis Tao - 2011
existing studies, we analyze the sources and causes of China's high and rising saving rates in the government, corporate, and … household sectors. Although the causes of China's high saving are complex, we suggest that the evolving economic, demographic …
Persistent link: https://www.econbiz.de/10012461886
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Income Uncertainty and Household Savings in China
Chamon, Marcos - 2010
China's household saving rate has increased markedly since the mid-1990s and the age-savings profile has become U … rate in China since the mid-1990s as well as the U-shaped age-saving profile …
Persistent link: https://www.econbiz.de/10012462092
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Demographics and Aggregate Household Saving in Japan, China, and India
Curtis, Chadwick C. - 2015
aggregate household saving rates in Japan, China, and India. The observed age distributions help explain the contrasting saving … saving rates, while decreasing family size increases saving for both China and India. Projecting forward, the model predicts … lower household saving rates in Japan and China …
Persistent link: https://www.econbiz.de/10012457114