ages. Using data from both the Health and Retirement Study (HRS) and the National Financial Capability Study (NFCS), we …. When we explore the reasons for delayed retirement among older women, factors include education, more marital disruption … retirement planning include having more education and greater financial literacy. Those who report excessive amounts of debt and …

pensions, and Social Security profiles available at alternative retirement ages. Then we examine four specific changes in the … structure of Social Security benefits: raising the normal retirement age, delaying the cost-of-living adjustment, lowering early … retirement benefits, and increasing late retirement payments. Behavioral parameters are estimated using an ordered logit model of …

We analyze older individuals' debt and financial vulnerability using data from the Health and Retirement Study (HRS …

We examine respondents in the Health and Retirement Study (HRS) to observe how their financial situations unfolded as … retirement, and progress through their retirement years, and (b) labor force participation declined and thus earnings became less … important with age, while Social Security and retirement savings rose as a proportion of annual income …

In this paper we examine the economic and family determinants of married women's retirement behavior. A model of wives …' retirement decisions is developed and tested empirically using data on working married women. Estimated response parameters are …

result of having instituted an unfunded (pay-as-you-go) retirement system that delivered $7.9 trillion of net transfers (in …

In 1980, Chile dramatically reformed its retirement system, replacing what was an old insolvent PAYGO program with a … Chilean model is being re-assessed, in terms of coverage, contribution, investment, and retirement benefit outcomes. This …

the Social Security system, restore its fiscal soundness, and develop a workable system of Personal Retirement Accounts …

We investigate how the Japanese pension market for funded employment-based pensions is changing and how it might be … traditional lifetime employment contracts. Recent legislation permitting the establishment of defined contribution plans in Japan … may provide new employer-sponsored retirement plan opportunities. We first describe the Japanese pension system at the end …