analysis to the case of Silicon Valley Bank (SVB) and find that the reduced value of the deposit franchise can explain why SVB … was insolvent in early March 2023, even before the bank run occurred …

financial crisis of the 20th century - the Great Depression. Using balance-sheet and systemic risk measures at the bank level …, we build an econometric model with incidental truncation that jointly considers bank survival, the type of bank closure … (consolidations, absorption, and failures), and changes to bank risk. Despite roughly 9,000 bank closures, risk did not leave the …

The failure of the Freedman's Savings Bank (FSB), one of the only Black-serving banks in the early post-bellum South … underlying the shift in financial behavior induced by the bank's collapse. Horizontal and intergenerational transmission of …

in risk mainly reflected hidden choices either to lend to bank insiders on a preferential basis or to fund other banks … that were engaged in such risky and often fraudulent activities. Given bank regulators seem complicit in the risk …

actions by bank owners to change management, contract with depositors to extend liability maturity structure, write off bad … assets, and/or inject capital affected bank survival and deposit retention. This historical episode is particularly …

This paper analyzes the contagion effects associated with the failure of Silicon Valley Bank (SVB) and identifies bank … held-to-maturity securities, bank size, and cash holdings had a significant impact, while better-quality assets or holdings …

We examine banking regulation in a macroeconomic model of bank runs. We construct a general equilibrium model where …

links between failures of banks and bankruptcies of firms. Our analysis indicates that bank failures triggered bankruptcies …

recognizing greater risks and losses, can lead to solvency problems that look like liquidity (bank-run) crises. Regulatory …