There is much debate about the effects of pharmaceutical direct to consumer advertising (DTCA) on health care use. In …

Recent research has documented a link between consumer risk preferences over health and the willingness to pay (WTP …) for medical technologies. However, the absence of empirical health risk preference estimates so far limits the … individual risk preference parameters over health-related quality of life (HRQoL) that shed light on health risk attitudes and …

expressing health care-seeking behavior as a function of economic and behavioral fundamentals and highlighting the role of trust …. We report several findings. First, we document a strong association between higher levels of trust in the health care … scenarios, from routine check-ups to vaccinations. Second, the impact of trust on health care utilization is similar in …

counties. Nonetheless, there are no consistent effects of obstetric unit closure on maternal and infant health in the full … is a more consistent pattern of negative effects of closure on infant health. Importantly, the adoption of scope … implications for narrowing racial/ethnic disparities in health in response to obstetric unit closures …

correcting for selection bias and keeping the next-best alternatives as measured at the time of application fixed. We find that …

Insurance product choice is a central feature of health insurance markets in the United States, yet there is ongoing … document large choice inconsistencies, with the typical employee foregoing savings of more than $600 in their insurance plan …

paper the central role played by limited domestic development in ex-ante (insurance) and ex-post (spot) financial markets in … generating this collective undervaluation of external resources and insurance. Within this structure, this paper studies several …

positive relation between self-insurance and state taxes is detected, consistent with consumers opting to self-insure rather … demand is largely inelastic, e.g., automobile liability coverage, taxes do not affect self-insurance …

We formalize the notion that GATT exceptions such as antidumping and escape clause actions can act as insurance for … sectors and assume incomplete markets so that agents cannot contract insurance. We show that these measures are superior to … uniform tariffs as insurance mechanisms. Moreover, we demonstrate that the optimal uniform policy may not involve a tariff at …

Why is the cost of resolving insurance company failures so high? Evidence in this paper suggests that the state … insurance regulatory bodies in charge of the liquidation process turn over an average of only 33 cents for each $1.00 of pre …