I review the academic literature on defined contribution retirement plan design and participant behavior. While … employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …

This paper explores the determinants of the level of, and trends over time in, Japan's household saving rate, with … finds that Japan's household saving rate has not always been high either absolutely or relative to other countries and that … it was only during the 1961-86 period that it exceeded 15%. Past and future trends in Japan's household saving rate can …

increase retirement savings. However, gauging the relative efficacy of these approaches is challenging because the supporting … rates, active choice, and automatic enrollment) designed to increase retirement savings. Consistent with previous literature …

return on risky investments. The model also incorporates endogenous retirement and a realistic social security system … of an aging population (extending the age of retirement or cutting social security benefits) have similar magnitudes and …

-appreciated how annuitization mitigated the need for less-efficient means of saving for retirement. Increasing the salience of the …

to ADRD in the Health and Retirement Study (HRS). We replicate existing relationships between genetic factors and …

This paper investigates the effect of state retirement plan mandates on the supply of employer-sponsored retirement … payroll deductions that are deposited into individual retirement accounts (IRAs) established for workers by the state. In this …

Several states have recently attempted to boost retirement saving by adopting "auto-IRA" policies that require … employers not currently offering an employer-sponsored retirement plan (ESRP) to either (1) establish an ESRP or (2) enroll … employees in state-facilitated Individual Retirement Accounts (IRAs). We identify the effect of these state retirement plan …