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Research and impacts of digital financial services

Karlan, Dean; Kendall, Jake; Mann, Rebecca; Pande, Rohini; … - 2016

A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures...

Persistent link: https://www.econbiz.de/10011542935

Taking Stock of the Evidence on Micro-Financial Interventions

Buera, Francisco J. - 2016

We review the empirical evidence on microfinance and asset grants to the ultra poor or microentrepreneurs, and assess …

Persistent link: https://www.econbiz.de/10012456006

Hope as Aspirations, Agency, and Pathways : Poverty Dynamics and Microfinance in Oaxaca, Mexico

Lybbert, Travis J. - 2016

experimental study based on a hope intervention in Oaxaca, Mexico among 601 indigenous women with access to microfinance loans. Our …

Persistent link: https://www.econbiz.de/10012456019

The Persistent Power of Behavioral Change : Long-Run Impacts of Temporary Savings Subsidies for the Poor

Schaner, Simone - 2016

I use a field experiment in rural Kenya to study how temporary incentives to save impact long-run economic outcomes. Study participants randomly selected to receive large temporary interest rates on an individual bank account had significantly more income and assets 2.5 years after the interest...

Persistent link: https://www.econbiz.de/10012456145

Friendship at Work : Can Peer Effects Catalyze Female Entrepreneurship?

Field, Erica - 2015

Does the lack of peers contribute to the observed gender gap in entrepreneurial success, and is the constraint stronger for women facing more restrictive social norms? We offered two days of business counseling to a random sample of customers of India's largest women's bank. A random subsample...

Persistent link: https://www.econbiz.de/10012457573

Saving for a (not so) Rainy Day : A Randomized Evaluation of Savings Groups in Mali

Beaman, Lori - 2014

countries. The microfinance movement grew largely out of business process innovations and subsidies that reduced these costs. We …

Persistent link: https://www.econbiz.de/10012458065

How Much do Existing Borrowers Value Microfinance? Evidence from an Experiment on Bundling Microcredit and Insurance

Banerjee, Abhijit - 2014

Several recent randomized controlled trials have found only modest effects of microfinance on consumption and income … the gains for more-experienced borrowers and the longer-run potential for microfinance. We examine the causal impacts of … microfinance on experienced borrowers, and these clients' valuation of their ongoing microfinance relationship. Our research design …

Persistent link: https://www.econbiz.de/10012458191

Self-Selection into Credit Markets : Evidence from Agriculture in Mali

Beaman, Lori - 2014

We examine whether returns to capital are higher for farmers who borrow than for those who do not, a direct implication of many credit market models. We measure the difference in returns through a two-stage loan and grant experiment. We find large positive investment responses and returns to...

Persistent link: https://www.econbiz.de/10012458279

Estimating the Impact of Microcredit on Those Who Take It Up : Evidence from a Randomized Experiment in Morocco

Crépon, Bruno - 2014

Morocco starting in 2006 by Al Amana, the country's largest microfinance institution. Al Amana was the only MFI operating in …

Persistent link: https://www.econbiz.de/10012458520

Microcredit Impacts : Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Angelucci, Manuela - 2014

Theory and evidence have raised concerns that microcredit does more harm than good, particularly when offered at high interest rates. We use a clustered randomized trial, and household surveys of eligible borrowers and their businesses, to estimate impacts from an expansion of group lending at...

Persistent link: https://www.econbiz.de/10012458835