An intense debate over the choice of regulatory authority, e.g., state vs. federal regulation, continues in the U.S. The debate not only exhibits the diversity of political and economic interests of various groups such as the federal government, state governments and the NAIC, insurance...

Despite real premium growth rates, flattening per capital consumption of life and nonlife insurance and a downward move of the industry's contribution to the economy, the U.S. is still attractive to foreign insurance companies. At the same time, several U.S. companies continue or plan their...

Debates continue among Congressional members and industry leaders regarding the form of insurance regulation in the U.S. Regardless the form of regulation they support – state regulation, national regulation or optional federal chartering – they all agree that the insurance industry must be...