Similar Search Results

Bank Involvement with SMEs : Beyond Relationship Lending

Torre, Augusto de la; Mart??nez Per??a, Mar??a Soledad; … - 2012

interested in serving SMEs, small and niche banks have an advantage in doing so because they can overcome SME opaqueness through …

Persistent link: https://www.econbiz.de/10012552437

SME Finance

Ayyagari, Meghana; Demirguc-Kunt, Asli; Maksimovic, Vojislav - 2017

This paper takes stock of the empirical evidence on the financing challenges faced by small and medium enterprises, especially in developing countries. The paper first discusses the institutional constraints that impede access to finance, including the lack of reliable credit information, lack...

Persistent link: https://www.econbiz.de/10012569721

Bank Financing for SMEs around the World : Drivers, Obstacles, Business Models, and Lending Practices

Beck, Thorsten; Demirg????-Kunt, Asli; Mart??nez … - 2012

enterprises (SMEs) around the world. They find that banks perceive the SME segment to be highly profitable, but perceive …

Persistent link: https://www.econbiz.de/10012552217

Bank Financing to Small and Medium-Sized Enterprises (SMEs) in Colombia

Stephanou, Constantinos; Rodriguez, Camila - 2012

and risk management models for SME lending are still relatively underdeveloped, but greater sophistication is expected as … the market matures. Important institutional and policy constraints to SME lending remain, but are not yet binding. In …

Persistent link: https://www.econbiz.de/10012552267

SME Exchanges in Emerging Market Economies : A Stocktaking of Development Practices

Harwood, Alison; Konidaris, Tanya - 2015

In recent years, many emerging market countries have developed or are in the process of developing SME Exchanges to … key questions to be addressed to determine if, when, how and for whom to develop an SME Exchange in emerging market …, without compromising the prudential needs of investors. The paper draws on the experience of seven SME Exchanges and the World …

Persistent link: https://www.econbiz.de/10012571973

How Does Long-Term Finance Affect Economic Volatility?

Demirguc-Kunt, Asli; Horváth, Bálint L.; Huizinga, Harry - 2016

This paper examines how the ability to access long-term debt affects firm-level growth volatility. The analysis finds that firms in industries with stronger preference to use long-term finance relative to short-term finance experience lower growth volatility in countries with better-developed...

Persistent link: https://www.econbiz.de/10012571346

The Impact of Credit Information Sharing Reforms on Firm Financing?

Martínez Pería, María Soledad; Singh, Sandeep - 2014

This paper analyzes the impact of introducing credit information-sharing systems on firms' access to finance. The analysis uses multi-year, firm-level surveys for 63 countries covering more than 75,000 firms over the period 2002-13. The results reveal that credit bureau reforms, but not credit...

Persistent link: https://www.econbiz.de/10012572296

Collateral Registries for Movable Assets : Does Their Introduction Spur Firms' Access to Bank Finance?

Love, Inessa; Mart??nez Per??a, Mar??a Soledad; Singh, … - 2013

Using firm-level surveys for up to 73 countries, this paper explores the impact of introducing collateral registries for movable assets on firms' access to bank finance. It compares firms' access to bank finance in seven countries that introduced collateral registries for movable assets against...

Persistent link: https://www.econbiz.de/10012560085

Who Gets the Credit? And Does It Matter? Household vs. Firm Lending across Countries

Beck, Thorsten; B??y??kkarabacak, Berrak; Rioja, Felix K. - 2012

While the theoretical and empirical finance literature has focused almost exclusively on enterprise credit, about half of credit extended by banks to the private sector in a sample of 45 developing and developed countries is to households. The share of household credit in total credit increases...

Persistent link: https://www.econbiz.de/10012552452

Bank Competition, Financing Obstacles, and Access to Credit

Beck, Thorsten; Demirguc-Kunt, Asli; Maksimovic, Vojislav - 2003

Theory makes ambiguous predictions about the effects of bank concentration on access to external finance. Using a unique data base for 74 countries of financing obstacles and financing patterns for firms of small, medium, and large size, the authors assess the effects of banking market structure...

Persistent link: https://www.econbiz.de/10012573238