Showing 1 - 10 of 203
Worldwide, account ownership increased by 50 percent in the 10 years spanning 2011 to 2021, to reach 76 percent of the global adult population. The goal of financial inclusion is not just for more adults to have accounts but for account owners to benefit from using them, such as for digital...
Persistent link: https://www.econbiz.de/10015198154
This paper documents and analyzes gender differences in the use of financial services using individual-level data from … existence of significant gender gaps in ownership of accounts and usage of savings and credit products. Even after controlling … for a host of individual characteristics including income, education, employment status, rural residency and age, gender …
Persistent link: https://www.econbiz.de/10012559450
that double as more convenient, lower cost alternatives to formal branches) of the largest microfinance institution …
Persistent link: https://www.econbiz.de/10012570526
In recent years, the Islamic finance industry has attracted the attention of policy makers and international donors as a possible channel through which to expand financial inclusion, particularly among Muslim adults. Yet cross-country, demand-side data on actual usage and preference gaps in...
Persistent link: https://www.econbiz.de/10012560767
Given their widespread presence in rural and poor areas, post offices can play a leading role in advancing financial inclusion. Yet little is known about the type of clients that post offices reach through their financial service offerings as compared with clients of traditional financial...
Persistent link: https://www.econbiz.de/10012560775
This paper uses World Bank survey data, including about 10,000 households in five countries -- Burkina Faso, Kenya, Nigeria, Senegal, and Uganda -- to investigate the link between international remittances and households' financial inclusion in Sub-Saharan Africa. The paper finds that receiving...
Persistent link: https://www.econbiz.de/10012572489
Financial inclusion -- defined here as the use of formal accounts -- can bring many welfare benefits to individuals. Yet we know very little about the factors underpinning financial inclusion across individuals and countries. Using data for 123 countries and over 124,000 individuals, this paper...
Persistent link: https://www.econbiz.de/10012557961
The authors look at the depth of the financial sector in Bogota in terms of the "financial exclusion" of those, particularly poorer citizens, who operate without accounts in formal financial institutions-the unbanked. They begin with a review of the overall decline in financial intermediation...
Persistent link: https://www.econbiz.de/10012553662
Microfinance is generally seen as a way to fix credit markets and unleash the productive capacities of poor people who … are dependent on self-employment. The microfinance sector has grown quickly since the 1990s, paving the way for other …, generating a backlash against microfinance. This paper reconsiders the claims about microfinance, highlighting the diversity in …
Persistent link: https://www.econbiz.de/10012569699
This paper summarizes financial inclusion across Africa. First, it provides a brief overview of the African financial sector landscape. Second, it uses the Global Financial Inclusion Indicators (Global Findex) database to characterize adults in Africa that use formal and informal financial...
Persistent link: https://www.econbiz.de/10012554519