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A Framework for Regulating Microfinance Institutions : The Experience in Ghana and the Philippines

Gallardo, Joselito S. - 2013

An earlier Policy Research Working Paper (Hennie van Greuning, Joselito Gallardo, and Bikki Randhawa, "A Framework for Regulating Microfinance Institutions," WPS 2061, February 1999) presented a regulatory framework that identifies thresholds in financial intermediation activities that trigger a...

Persistent link: https://www.econbiz.de/10012559515

The Scaling-Up of Microfinance in Bangladesh : Determinants, Impact, and Lessons

Zaman, Hassan - 2013

author describes the factors that led to the scaling-up of micro-credit in Bangladesh, the impact this has had on the poor …, future challenges in Bangladesh, and possible lessons for other countries. The consensus in the literature is that micro-credit …

Persistent link: https://www.econbiz.de/10012559825

Are Microcredit Borrowers in Bangladesh Over-indebted ?

Khandker, Shahidur R.; Faruqee, Rashid; Samad, Hussain A. - 2013

Microcredit programs in Bangladesh have experienced spectacular growth in recent years, with a growing number of … borrowers availing credit from multiple microcredit agencies. There is a growing concern that if there are not sufficient … assets. Using a long panel of household survey data from Bangladesh, the paper finds that some 26 percent of microcredit …

Persistent link: https://www.econbiz.de/10012560177

Improving Access to Banking : Evidence from Kenya

Allen, Franklin; Carletti, Elena; Cull, Robert J. - 2013

Using household surveys and bank penetration data at the district-level in 2006 and 2009, this paper examines the impact of Equity Bank -- a leading private commercial bank focusing on microfinance -- on access to banking in Kenya. Unlike other commercial banks in Kenya, Equity Bank pursues...

Persistent link: https://www.econbiz.de/10012560196

Microfinance and Moneylenders : Long-Run Effects of MFIs on Informal Credit Market in Bangladesh

Berg, Claudia; Emran, M. Shahe; Shilpi, Forhad Jahan - 2013

Using two surveys from Bangladesh, this paper provides evidence on the effects of microfinance competition on village moneylender interest rates and households' dependence on informal credit. The views among practitioners diverge sharply: proponents claim that competition of microfinance...

Persistent link: https://www.econbiz.de/10012560369

A New Index of the Business Environment for Microfinance

Cull, Robert J.; Navajas, Sergio; Nishida, Ippei - 2014

This paper describes a new index of the quality of the business environment for microfinance institutions (the Global Microscope on the Microfinance Business Environment). Regressions are used to validate the index by linking it and its subcomponents to microfinance outcomes. The main findings...

Persistent link: https://www.econbiz.de/10012560736

Are Psychometric Tools a Viable Screening Method for Small and Medium-Size Enterprise Lending? Evidence from Peru

Arraiz, Irani; Bruhn, Miriam; Ruiz-Ortega, Claudia; … - 2017

This study collaborated with the Entrepreneurial Finance Lab and a large bank in Peru to use psychometrics for small and medium-size enterprise lending. Applicants used a psychometric tool and those who achieved a score higher than a threshold were offered a loan. Using a regression...

Persistent link: https://www.econbiz.de/10012569656

Microfinance and Economic Development

Cull, Robert J.; Morduch, Jonathan - 2017

Microfinance is generally seen as a way to fix credit markets and unleash the productive capacities of poor people who are dependent on self-employment. The microfinance sector has grown quickly since the 1990s, paving the way for other forms of social enterprise and social investment. But...

Persistent link: https://www.econbiz.de/10012569699

Re-Evaluating Microfinance : Evidence from Propensity Score Matching

Cintina, Inna; Love, Inessa - 2017

This paper evaluates effectiveness of microfinance using Propensity Score Matching (PSM) method applied to data collected in a recent randomized control trial. This method allows one to answer an additional set of questions not answered by the original study and provide more nuanced evidence by...

Persistent link: https://www.econbiz.de/10012570385

Relief from Usury : Impact of a Community-Based Microcredit Program in Rural India

Datta, Upamanyu; Hoffmann, Vivian; Rao, Vijayendra; … - 2017

The impact of micro-credit interventions on existing credit markets is theoretically ambiguous. Previous empirical work …

Persistent link: https://www.econbiz.de/10012570430