Showing 1 - 10 of 13
In this paper we analyze insurance demand when the utility function depends both upon final wealth and the level of … documented in real insurance markets. …
Persistent link: https://www.econbiz.de/10011996618
. The asset modeling framework leads to the proliferation of inappropriate assumptions about the effect of insurance line of … insurance parameter risk. …
Persistent link: https://www.econbiz.de/10011996651
and the banking/insurance/reinsurance industry. Koch (2017) introduced a notion of spatial risk measure and a …
Persistent link: https://www.econbiz.de/10013200470
Managing unemployment is one of the key issues in social policies. Unemployment insurance schemes are designed to … due to the continuous reduction of benefit payments. In the present paper, a simple model of unemployment insurance is …
Persistent link: https://www.econbiz.de/10013200512
This study proposes an efficacious approach to analyze the over-dispersed insurance frequency data as it is imperative … for the insurers to have decisive informative insights for precisely underwriting and pricing insurance products …, retaining existing customer base and gaining an edge in the highly competitive retail insurance market. The delta boosting …
Persistent link: https://www.econbiz.de/10013200554
Investments in security and cyber-insurance are two cyber-risk management strategies that can be employed together to … insurance liability scenarios (full liability, limited liability, and limited liability with deductibles) when we consider a … multi-branch firm with correlated vulnerability. The insurance component results to be the major expense. It ends up being …
Persistent link: https://www.econbiz.de/10013200694
The growing trend in the number and severity of auto insurance claims creates a needfor new methods to efficiently … study considers how automotive insurance providers incorporate machinery learning intheir company, and explores how ML … models can apply to insurance big data. We utilize various MLmethods, such as logistic regression, XGBoost, random forest …
Persistent link: https://www.econbiz.de/10013200711
The use of personalization mechanisms should allow the insurance distributor to reduce exploration costs and adjust the … offered insurance product to the needs, features, and situation of each individual client. This study seeks to examine how … liability should be allocated when the process of the personalization of an insurance product does not result in the client …
Persistent link: https://www.econbiz.de/10013200751
variables directly related to the insurance product (e.g., a regulatory restriction of insurance acquisition costs) as well as … those resulting from the specificity of the bancassurance channel, such as the sales of banking products, i.e., cash loans … importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross …
Persistent link: https://www.econbiz.de/10013200795
In a randomized trial of two interventions on employer health benefit decision-making, 156 employers in the evidence-based (EB) condition attended a two hour presentation reviewing scientific evidence demonstrating depression products that increase high quality treatment of depression in the...
Persistent link: https://www.econbiz.de/10010421263