In this paper we analyze insurance demand when the utility function depends both upon final wealth and the level of … documented in real insurance markets. …

variables directly related to the insurance product (e.g., a regulatory restriction of insurance acquisition costs) as well as … importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross … cooperation between banks and insurers as well as the specificity of insurance products distribution (also local) in the …

The use of personalization mechanisms should allow the insurance distributor to reduce exploration costs and adjust the … offered insurance product to the needs, features, and situation of each individual client. This study seeks to examine how … liability should be allocated when the process of the personalization of an insurance product does not result in the client …

risks and profitability in Russian insurance companies in the context of digitalization. Structurally, the study consisted … of a comprehensive analysis of the insurance market in the Russian Federation, as well as an identification of the … components of the risk management process of insurance companies in the context of digitalization. Documents containing key …

on the business insurance market in the medium- and long-term horizon. The first section of this elaboration presents the … measurement rules and the third describes the potential effects of COVID-19 on the insurance market. Contrary to other … in relation to the insurance company client, e.g., change in the amount of the insurance premium under the insurance …

guarantor of financial insurance. The goal of this study is the formation of a process approach in enterprise management …

We study risk-minimization for a large class of insurance contracts. Given that the individual progress in time of … visiting an insurance policy's states follows an F-doubly stochastic Markov chain, we describe different state-dependent types … of insurance benefits. These cover single payments at maturity, annuity-type payments and payments at the time of a …

and the banking/insurance/reinsurance industry. Koch (2017) introduced a notion of spatial risk measure and a …

Territory design and analysis using geographical loss cost are a key aspect in auto insurance rate regulation. The … equity of pure premium, as required by insurance regulation. To achieve this goal, the spatially-constrained clustering of …-constrained clustering approach in defining geographical rating territories for insurance rate regulation purposes. The significance of this …