importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross …The aim of the article is to identify the risk factors affecting bancassurance development in Poland. The development … is understood here as a change of gross written premiums obtained through banks in Poland. The group of risk factors …

similar expected loss exposures. By contrast, classical insurance is more desirable when the bank’s individual risk is …This paper presents a welfare analysis of several capital insurance programs in a rational expectation equilibrium … setting. We first explicitly characterize the equilibrium of each capital insurance program. Then, we demonstrate that a …

findings suggest that machine learning methods provide more accurate models of stock returns based on risk factors than … standard regression-based methods of estimation. They also indicate that certain risk factors and combinations of risk factors …

Being active in both the insurance sector and the banking sector, financial conglomerates intrinsically increase the … interconnections between the banking sector and the insurance sector. We address two main concerns about financial conglomerates using … presence of sovereign risk, the components of a financial conglomerate are better off than if they were distinct entities. Our …

We address the effect of local financial conditions on the demand for non-life insurance. We consider the spread … national or international financial markets, sketching how it influences the present value of an insurance policy; we then use … with ample variability in insurance density as well as borrowing conditions, we show that the demand for non-life insurance …

In this paper we analyze insurance demand when the utility function depends both upon final wealth and the level of …-order risk aversion, with the Omega measure, and with a tendency to over-insure modest risks that has been been extensively … documented in real insurance markets. …

insurance parameter risk. …. The asset modeling framework leads to the proliferation of inappropriate assumptions about the effect of insurance line of … that Lévy process-based models provide a better fit to the US statutory accounting data, and identifies how parameter risk …

and the banking/insurance/reinsurance industry. Koch (2017) introduced a notion of spatial risk measure and a …An accurate assessment of the risk of extreme environmental events is of great importance for populations, authorities … corresponding set of axioms which are well suited to analyze the risk due to events having a spatial extent, precisely such as …