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The way one leads their life is considered an important factor in health. In this paper we propose a system to provide risk assessment based on behavior for the health insurance sector. To do so we built a platform to collect real-world data that enumerate different aspects of behavior, and a...
Persistent link: https://www.econbiz.de/10012508483
, and natural language processing methods is applied to the textual data for automated identification and classification of …
Persistent link: https://www.econbiz.de/10013093064
. Risk classification and estimating risk relativities through statistical modeling become essential to help achieve fairness … classification data from the automobile statistical plan to investigate the disparities between insurance premiums and loss costs …
Persistent link: https://www.econbiz.de/10013556687
The increasing population and emerging business opportunities have led to a rise in consumer spending. Consequently, global credit card companies, including banks and financial institutions, face the challenge of managing the associated credit risks. It is crucial for these institutions to...
Persistent link: https://www.econbiz.de/10015135790
, we formulate and focus on a supervised classification task which decides if a plain short straddle on the S&P500 should … different classification models. Using standard machine learning techniques and systematic hyperparameter search, we find …. On the basis of this work, we have laid the foundations for the application of supervised classification methods to more …
Persistent link: https://www.econbiz.de/10014230954
The growing trend in the number and severity of auto insurance claims creates a needfor new methods to efficiently handle these claims. Machine learning (ML) is one of the methodsthat solves this problem. As car insurers aim to improve their customer service, these companieshave started adopting...
Persistent link: https://www.econbiz.de/10012483213
important to clearly define rejection/approval criteria. In this direction, classification rules are an appropriate tool … different solutions based on Particle Swarm Optimization (PSO) techniques, which are able to construct a set of classification …
Persistent link: https://www.econbiz.de/10012204352
Classification models are very sensitive to data uncertainty, and finding robust classifiers that are less sensitive to …
Persistent link: https://www.econbiz.de/10013368291
Corporate misconduct is a huge and widespread problem in the economy. Many companies make mistakes that result in them having to pay penalties or compensation to other businesses. Some of these cases are so serious that they take a toll on a company’s financial condition. The purpose of this...
Persistent link: https://www.econbiz.de/10013358812
Pension plans play a vital role in the economy by impacting savings, consumption, and investment allocation. Despite declining mortality rates and increasing life expectancy, pension enrollment remains low, affecting the long-term financial stability and well-being of populations. To address...
Persistent link: https://www.econbiz.de/10014303858