Most previous studies of banking markets have given little attention to the potential competitive discipline provided by credit unions on consumer loan rates. After presenting a theoretical framework for understanding the impact credit unions should be expected to have, this article analyzes two...

Over the past decade, the worldwide use of antidumping has become very widespread—41 WTO-member countries initiated antidumping cases over the 1995–2003 period. From another perspective, U.S. exporters were subjected to 139 antidumping cases during this period, by enforcement agencies...

This article explores the change in the level of competition in rural banking markets after the deregulation that occurred following passage of the Riegle-Neal Act of 1994. Using an empirical model that utilizes both the number of banks and the value of deposits in a cross-section of 278 rural...

This article presents a unified framework for analyzing two factors that have been independently studied as determinants of unit values in international trade: product differentiation by quality (which suggests that unit values should be positively correlated with exporters' per capita income)...

This paper sets out to explore the role of the employer in successful welfare-to-work transitions. We demonstrate the uses of administrative records in identifying the types of firms that repeatedly hire welfare recipients. We also develop sets of criteria to identify “successful” outcomes....