Dans le contexte des objectifs multiples des institutions de microfinance (IMFs), cet article teste deux hypothèses. Nous soutenons, premièrement, qu’il existe un compromis entre les objectifs sociaux des IMFs et leur efficacité financière. Deuxièmement, nous considérons qu’il y a...

This article aims to understand low-income household's latent behaviour in decision making around accessing financial services. We analyse the determinants of choice surrounding the pre-entry level bank account, Mzansi, by consumers in South Africa. Removing barriers to accessing finance should...

India’s National Rural Employment Guarantee Scheme (NREGS) has been hailed as one of the country’s most creative social initiatives. Since the program was begun only recently (in 2004–2005) there is a need to assess household access to this program and persistence of benefits to households...

Cet article s’intéresse à la précision du ciblage du NREG (Programme National de Garantie de l’Emploi Rural) dans deux États indiens, le Madhya Pradesh (MP) et le Tamil Nadu (TN), et s’appuie, pour le faire, sur des données de 2009–2010 sur les ménages. Pour surmonter les...

Governments struggle with the reality that the beneficiaries of anti-poverty programs are powerless to influence policies and prevent the possibility of capture of benefits by the non-poor. Networks – social and political – are supposed to increase the ability of the less-powerful to access...