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Targeting credit through community members

Cossío, Diego Alejandro Vera - 2019

Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...

Persistent link: https://www.econbiz.de/10012154414

Interest rates and implications for microfinance in Latin America and the Caribbean

Campion, Anita; Ekka, Rashmi Kiran; Wenner, Mark D. - 2010

Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups … examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high …

Persistent link: https://www.econbiz.de/10011294486

Trade and geography in the economic origins of Islam : theory and evidence

Michalopulos, Stelios; Naghavi, Alireza; Prarolo, Giovanni - 2010 - This draft: May, 2010

This research examines the economic origins of Islam and uncovers two empirical regularities. First, Muslim countries, virtual countries and ethnic groups, exhibit highly unequal regional agricultural endowments. Second, Muslim adherence is systematically larger along the pre-Islamic trade...

Persistent link: https://www.econbiz.de/10008729038

Informal finance : a theory of moneylenders

Madestam, Andreas - 2009

I study the coexistence of formal and informal finance in underdeveloped credit markets. While weak institutions constrain formal banks, shallow pockets hamper informal lenders. In such economies, informal finance has two effects. By increasing the investment return it decreases borrowers'...

Persistent link: https://www.econbiz.de/10008821863

Household saving and labor informality : the case of Chile

Schclarek, Alfredo; Caggia, Mauricio - 2015

This paper compares the saving behavior of formal and informal workers and additionally provides a socioeconomic and financial characterization of informal workers in Chile. The paper uses the Financial Household Survey conducted by the Central Bank of Chile in 2007, 2008, 2009 and 2010, which...

Persistent link: https://www.econbiz.de/10011290974

To invest or not to invest in sanitation : the role of intra-household gender differences in perceptions and bargaining power

Augsburg, Britta; Malde, Bansi; Olorenshaw, Harriet; … - 2023

how intra-household gender differences in perceptions of costs and benefits of sanitation impact investment decisions. We …

Persistent link: https://www.econbiz.de/10014371964

To invest or not to invest in sanitation : the role of intra-household gender differences in perceptions and bargaining power

Augsburg, Britta; Malde, Bansi; Olorenshaw, Harriet; … - 2021

how intra-household gender diﬀerences in perceptions of costs and beneﬁts of sanitation impact investment decisions. We …

Persistent link: https://www.econbiz.de/10012801992

Labeled loans and human capital investments

Augsburg, Britta; Caeyers, Bet; Giunti, Sara; Malde, Bansi - 2023

Imperfect capital markets and commitment problems impede lumpy human capital investments. Labeled loans have been postulated as a potential solution to both constraints, but little is known about the role of the label in influencing investment choices in practice. We draw on a cluster randomized...

Persistent link: https://www.econbiz.de/10014371953

Labelled loans and human capital investments

Augsburg, Britta; Caeyers, Bet; Giunti, Sara; Malde, Bansi - 2021

Imperfect capital markets and commitment problems impede lumpy human capital investments. Labelled loans can alleviate both constraints, but little is known about their effectiveness in practice. We draw on a cluster randomized controlled trial in rural India to provide the first evidence that...

Persistent link: https://www.econbiz.de/10012583363

Savings groups reduce vulnerability, but have mixed effects on financial inclusion

Frisancho Robles, Verónica; Valdivia, J. Martín - 2020

This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial …, we investigate the impact of savings groups after more than two years of exposure. We find t hat savings groups channel …, mainly driven by access to the groups loans. However, the introduction of savings groups has no impact on the likelihood of …

Persistent link: https://www.econbiz.de/10012587506