market-friendly business model and supporting scheme to help SMEs gain access to credit on a sustainable basis. Given the …

2015, we test whether young businesses are more likely to face credit rejections from lenders than their older peers. Our … the issue of sample selection bias potentially affecting our data. Additional tests also reveal that credit constraints … viability of credit and, thus, ensure the growth of young businesses in the Euro area. …

corruption, may affect the access to credit for micro, small, and medium-sized enterprises (MSMEs). Using a sample of 68 …-quality institutional environment on the access to credit by small firms. …

The paper explores the relationship between ICT adoption and credit behavior for small and medium enterprises in India … variable estimation technique to account for any potential endogeneity between ICT adoption and credit behavior. We find that … better ICT usage enhances the likelihood of obtaining credit and the size of credit for these firms. Additionally, it …

to obtain various kinds of credit certificates. As P2P markets continue to develop, it is plausible that certification … surprisingly, loans with more credit certificates experience a higher rate of delinquency and default. However, lenders remain … reduced investment inefficiency. Overall, we document a setting where credit certificates fail to serve as an accurate signal …

This paper documents and analyzes the gender gap in the online credit market. Using data from Renrendai, a leading peer …