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"The roughly 9.5 percent of all U.S. families that are without some type of transaction account (unbanked) are disproportionately represented by minorities. The unbanked often must rely on alternative ways to carry out basic financial transactions such as cashing payroll checks and paying bills....
Persistent link: https://www.econbiz.de/10001914350
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In a seminal paper Gibbons and Katz (1991; GK) develop and empirically test an asymmetric information model of the labor market. The model predicts that wage losses following displacement should be larger for layouts than for plant closings, which was borne out by data from the Displaced Workers...
Persistent link: https://www.econbiz.de/10003773539
-semester students, although instructors continued to record letter grades. We identify the causal effect of the policy on course choice … and performance, using a regressiondiscontinuity-in-time design. Students shifted to lower-grading STEM courses in the … first semester, but did not increase their engagement with STEM in later semesters. Letter grades of first-semester students …
Persistent link: https://www.econbiz.de/10013472233
Chay, Guryan and Mazumder (2009) found substantial racial convergence in AFQT and NAEP scores across cohorts born in the 1960's and early 1970's that was concentrated among blacks in the South. We demonstrated a close tracking between variation in the test score convergence across states and...
Persistent link: https://www.econbiz.de/10010442547
We estimate the long-run effects of the 1930s Home Owners Loan Corporation (HOLC) redlining maps by linking children in the full count 1940 Census to 1) the universe of IRS tax data in 1974 and 1979 and 2) the long form 2000 Census. We use two identification strategies to estimate the potential...
Persistent link: https://www.econbiz.de/10013185294
The Covid-19 pandemic has accelerated trends in automation as many employers seek to save on labor costs amid widespread illness, increased worker leverage, and market pressures to onshore supply chains. While existing research has explored how automation may displace nonspecialized jobs, there...
Persistent link: https://www.econbiz.de/10014226894
benchmarks induced students to devote more time to educational activities and to increase the quality of effort toward, and … engagement with, their studies; students also allocated less time to other activities such as work and leisure. While the … incentives did not generate impacts after eligibility had ended, they also did not decrease students' inherent interest or …
Persistent link: https://www.econbiz.de/10009781426
We evaluate the effect of performance-based scholarship programs for postsecondary students on student time use and … effort and whether these effects are different for students we hypothesize may be more or less responsive to incentives. To … do so, we administered a time-use survey as part of a randomized experiment in which community college students in New …
Persistent link: https://www.econbiz.de/10012150301