level runs via competition. (iv) Government interventions disparately affect bank customers' welfare. While liquidity …, recapitalizations, and nationalizations affect banking competition. This debate is important because the pricing of banking products has …, and the competitive response also cannot be explained by alternative forces. The competition-increasing effect on Lerner …

This paper explores the empirical relationship between bank competition, bank concentration, and the emergence of … contrast, the data show no significant relationship between bank competition or concentration and the emergence of a public … greater threat of competition) are less likely to have a credit bureau, presumably because banks are less willing to share …

market share, suggesting that they affect local bank competition more on entry rather than after gaining a substantial market … integration. Using bank-level data for 80 countries for 1988-95, the authors examine the extent of foreign ownership in national … because of a different customer base, different bank procedures, and different regulatory and tax regimes. In developing …

reduce their lending to developing countries in the event of a financial crisis. The analysis combines a bank-level dataset … of bank activity and ownership with country-level data on the stock of historical crisis events between 1800 and 2005. To … different types of crises. The question of learning is also examined from the perspective of other measures of bank performance …