The features used may have an important effect on the performance of credit scoring models. The process of choosingthe best set of features for credit scoring models is usually unsystematic and dominated by somewhat arbitrary trial.This paper presents an empirical study of four machine learning...

Renewable raw materials are becoming increasingly important as an alternative resource base in industrial networks. Consequently, research for methods improving the efficient use of renewable resources in production processes with by-products is crucial. The aim is cascade utilization, thus the...