This paper presents a new methodological framework for measuring the level of household access to credit. It provides an analytical framework for examining the determinants of household credit limits and derives implications on information needed to examine the extent to which households are...

The objective of IFPRI's multicountry research program on rural financial policies for food security of the poor is to identify policies and institutional arrangements that help the poor integrate themselves into sustainable savings and credit systems such that they have an increased capacity to...

This paper presents a new methodological framework for measuring the level of household access to credit. It provides an analytical framework for examining the determinants of household credit limits and derives implications on information needed to examine the extent to which households are...

Using data from Malawi, this paper examines factors that influence a household’s likelihood of facing credit constraints. Households with larger land holdings have a higher probability of reporting credit constraints, apparently due to lack of secure land rights which could enable households...

Two common approaches are used for measuring household access to credit and credit constraints in the literature. The first method infers the presence of credit constraints from violations of the assumptions of the life cycle/permanent income hypothesis. ...The second method uses direct...