One solution to improve the nutritional level of the population, especially in disadvantaged areas, is the enrichment and fortifying consumer foods. This study aims at analyzing the possible beneficial effects of bread fortified with various micronutrients that gives product functionality. The...

The volume contains the papers accepted and published in the Proceedings of the 3rd International symposium entitled: ‘Agrarian Economy and Rural Development - Realities and Perspectives for Romania', organized by the Institute of Research for Agricultural Economics and Rural Development,...

Although there is no express requirement in the regulations of the National Bank of Romania, the design, the implementation and the use of rating systems in the management of risks related to exposures of non-banking financial institutions (NFIs) on the basis of good banking practice, is a...

The current financial crisis marked the end of a period characterized by a profit rush and an ascending trend of taking risks. In order to diminish its effects, central banks and governments made a prompt and joint intervention which resulted in urgent measures to re-establish the trust in the...

The last decade has witnessed the development of a vast literature devoted to the study of several phenomena like banking crises or episodes of vulnerability and distress, characterized by inadequate capitalization, impairment of the asset quality and of the credit institutions' rating. The...