BMS in force show a progressive reduction of the observed average premium, which causes a financial imbalance in the system (see LEMAIRE (1995)...

We apply Lemaire's algorithm and a non-parametric mixed Poisson fit to a motor insurance portfolio in order to find the true claim frequency and claim amount distributions...

Individual automobile insurance claims are characterized by over-dispersion relative to the Poisson model...br>

This publication compares several interesting, representative and illustrative rating systems and discusses the underlying theoretical pay-as-you-go models and funded schemes. It does not intend to define an ideal system but to work out the strengths and weaknesses of each model and to compare...

The International Actuarial Association, (IAA) is the organization of actuarial associations representing over 95% of the worlds professional actuaries all of whose full members are subject to qualification standards and codes of professional conduct.

The International Actuarial Association (the IAA) represents the international actuarial profession. Our Full Member actuarial associations exceed forty in number, and represent more than 95% of all actuaries practising around the world.

The International Actuarial Association (the IAA) represents the international actuarial profession. Our Full Member actuarial associations exceed forty in number and represent more than 95% of all actuaries practicing around the world. The Full Member associations of the IAA are listed in an...