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With the rapid development of artificial intelligence/machine learning technologies and insurers’ extensive use of Big Data, a growing concern is that insurance companies can use proxies or develop more complex and opaque algorithms to discriminate against policyholders. A grey area has...
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Customer churn, which insurance companies use to describe the non-renewal of existing customers, is a widespread and expensive problem in general insurance, particularly because contracts are usually short-term and are renewed periodically. Traditionally, customer churn analyses have employed...
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Cause-of-death mortality modeling and forecasting is an important topic in demography and actuarial science, as it can provide valuable insights into the risks and factors determining future mortality rates. In this paper, we propose a novel predictive approach for cause-of-death mortality...
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