This Data Point article provides an overview of residential mortgage lending in 2021 based on the data collected under the Home Mortgage Disclosure Act (HMDA). HMDA is a data collection, reporting, and disclosure statute enacted in 1975. HMDA data are used to assist in determining whether...

This research brief examines how the characteristics of mortgages, borrowers, and lenders vary across Asian American and Pacific Islander (AAPI) subgroups using disaggregated race and ethnicity information in the 2020 Home Mortgage Disclosure Act (HMDA) data. Existing studies often portray AAPI...

This is the fourth in an annual series of Bureau Data Point articles describing mortgage market activity over time based on data reported under the Home Mortgage Disclosure Act (HMDA). It focuses on mortgage trends from 2018 to 2020, when the new and revised HMDA data became available under the...