This paper investigates the accuracy of internal rating based (IRB) models in measuring credit risk. We contribute to the growing debate on the current prudential regulatory framework by investigating the use of validated IRB models in promoting efficient risk management practises. Our empirical...

The board of directors is a group of people whose decision making can affect company life. In particular, the decision to have more liabilities than equity capital, makes a firm more aggressive than others in the market. The aim of this paper is to test the relationship between some demographic...

The future of banking will be a return to the origin: increased lending activity, focus on SMEs and the importance of Relationship banking (RB). A review of the literature of the last thirty years shows the success elements to develop the RB even in the large banks operating internationally: the...