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Making use of home equity : the potential of housing wealth to enhance retirement security

Bravo, Jorge Miguel Ventura; Ayuso, Mercedes; Holzmann, … - 2019

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …

Persistent link: https://www.econbiz.de/10012120692

Reverse Mortgage : An Empirical Study on Familiarity and Perception of Senior Citizens in Ahmedabad

Soni, Bindiya - 2013

Reverse mortgage, although new in India, is very popular in countries like United States. In India, this concept of … reverse mortgage is oblivious to the majority of prospective users. Besides, this is not much practiced business for the … lenders too. In this context, the paper seeks to contribute to scientific understanding of reverse mortgage operations and …

Persistent link: https://www.econbiz.de/10013086194

Nudging taxpayer registration? : field experimental evidence on backfiring incentives

Eguino, Huáscar; Roman, Soraya; Schächtele, Simeon - 2020

Governments in Latin America raise little revenue from property taxation, despite arguments for its efficiency and equity. Adequate registry information would support consistent collection, but registries are costly to establish and maintain. Compared to tax collection, field experimental...

Persistent link: https://www.econbiz.de/10012587563

Property Taxes and Elderly Labor Supply

Shan, Hui - 2010

The recent housing market boom in the U.S. has caused sharp increases in residential property taxes. Anecdotal evidence suggests that rising property taxes have induced elderly homeowners to increase their labor supply. This paper uses 1992-2004 panel data from the Health and Retirement Study...

Persistent link: https://www.econbiz.de/10014213044

Reverse Mortgage and Senior Property Tax Relief

Miller, Joshua - 2018

Home Equity Conversion Mortgage (HECM) loans experience high rates of property tax default (IFE, 2016; CFPB, 2012 …

Persistent link: https://www.econbiz.de/10012919212

Reverse mortgages and senior property tax relief

Miller, Joshua J.; Nikaj, Silda; Lee, Jin Man - In: Journal of housing economics 44 (2019), pp. 26-34

Persistent link: https://www.econbiz.de/10012268056

Reverse mortgage participation in the United States : evidence from a national study

Chatterjee, Swarn - In: International Journal of Financial Studies : open … 4 (2016) 1, pp. 1-10

elderly homeowners' decision to obtain reverse mortgage loans. The findings of this study suggest that very few homeowners … participated in the reverse mortgage market, and homeowners younger than 67 were less likely to have reverse mortgage loans … reverse mortgage loans. Further analyses reveal that among the reverse mortgage participants, homeowners with long-term care …

Persistent link: https://www.econbiz.de/10011474457

Retire on the House : The Possible Use of Reverse Mortgages to Enhance Retirement Security

Warshawsky, Mark J. - 2020

This paper focuses on the use of reverse mortgages or home equity conversion mortgages (HECMs) to enhance retirement security. If present trends continue, many American households working today will face a significant retirement funding gap, and this study asks whether reverse mortgages can be...

Persistent link: https://www.econbiz.de/10012854115

Do Older Americans Have More Income Than We Think?

Bee, Charles Adam - 2017

The Current Population Survey Annual Social and Economic Supplement (CPS ASEC) is the source of the nation's official household income and poverty statistics. In 2012, the CPS ASEC showed that median household income was $33,800 for householders aged 65 and over and the poverty rate was 9.1...

Persistent link: https://www.econbiz.de/10012950165

Consideration of Retirement Income Stages in Planning for Retirement

Kim, Kyoung Tae - 2015

Previous retirement adequacy studies have ignored expected retirement income stages. Ignoring retirement income stages results in biased estimations of retirement adequacy. This study analyzes retirement income stage theoretically and then empirically. Based on the 1995 to 2007 Survey of...

Persistent link: https://www.econbiz.de/10013033957