Society is becoming increasingly dependent on data-rich, "Big Tech" platforms and social networks, such as Facebook and Google. But what happens to our data when these companies close or fail? Despite the high stakes involved, this topic has received only limited attention to date. In this...

Society is becoming increasingly dependent on data-rich, “Big Tech” platforms and social networks, such as Facebook and Google. But what happens to our data when these companies close or fail? Despite the high stakes involved, this topic has received only limited attention to date. In this...

Social media platforms are becoming an increasingly important site for consumer finance. This phenomenon is referred to as “FinTok,” a reference to the “#fintok” hashtag that identifies financial content on TikTok, a popular social media platform. This Essay examines the new...

One of the most notable developments in financial markets over the last 50 years is the growth of digital technology—a trend often referred to as “fintech.” This chapter examines fintech through the lens of consumer financial privacy, focusing on the implications of artificial intelligence...

Amidst contentious debates about whether Amazon wields excess market power to harm competitors, one of the few things that most parties have agreed upon is that Amazon offers low prices. This Article challenges that assumption by demonstrating that Amazon charges higher prices than commonly...

Recent advances in machine learning (ML) and Big Data techniques have facilitated the development of more sophisticated, automated consumer credit scoring models — a trend referred to as 'algorithmic credit scoring' in recognition of the increasing reliance on computer (particularly ML)...

The gig economy is a phenomenon that is rapidly expanding, redefining the nature of work and contributing to a significant change in how contemporary economies are organised. Its expansion is not unproblematic. This article provides a clear and systematic analysis of the main ethical challenges...

Society is becoming increasingly dependent on data-rich, "Big Tech" platforms and social networks, such as Facebook and Google. But what happens to our data when these companies close or fail? Despite the high stakes involved, this topic has received only limited attention to date. In this...

This article discusses the impetus for, key features of, and recent experience in implementing reforms to international sovereign debt contracts. Recognizing the vulnerabilities in the existing contractual framework for sovereign debt restructuring, the IMF in 2014 endorsed reforms to collective...