This paper studies the impact of housing market cycles on loss given default (LGD). Previous studies have shown that the current loan-to-value ratio (CLTV) is the most important determinant of LGD. This paper establishes another linkage which is between the house price cycles before the time of...

Biomass aerogel has attracted wide attention due to natural superiorities of biomass materials and prominent characteristics of aerogel materials. While the single function of biomass aerogel restricts its further development, multifunctional biomass aerogel is becoming an urgent need. In this...

Quarantine is a public health measure that has been used for centuries to prevent the spread of infectious diseases; however, the social cost of such measures is poorly understood. Based on a quarantine event, we conduct an online lab-in-the-field experiment in China to examine the role of...

Quarantine is a public health measure that has been used for centuries to prevent the spread of infectious diseases; however, the social cost of such measures is poorly understood. Based on a quarantine event, we conduct an online lab-in-the-field experiment in China to examine the role of...

Quarantine is a public health measure that has been used for centuries to prevent the spread of infectious diseases; however, the social cost of such measures is poorly understood. Based on a quarantine event, we conduct an online lab-in-the-field experiment in China to examine the role of...