Using survey data collected at Göttingen University, Germany, this paper evaluates the effect of attending the lecture and/or tutorial on the grade achieved in two basic courses in business administration and economics. The analysis shows that going to class has no significant impact on student...

Using survey data collected at Göttingen University, Germany, this paper evaluates the effect of attending the lecture and/or tutorial on the grade achieved in two basic courses in business administration and economics. The analysis shows that going to class has no significant impact on student...

Using survey data collected at Göttingen University, Germany, this paper evaluates the effect of attending the lecture and/or tutorial on the grade achieved in two basic courses in business administration and economics. The analysis shows that going to class has no significant impact on student...

So much has been said about the exclusion of contractual terms from the unfairness test embedded in Article 4(2) of the UCT Directive by both the CJEU as well as the legal doctrine. Nonetheless, numerous national courts of different MS struggle with the interpretation and consequently proper...

This book takes a completely new and innovative approach to analysing the development of EU law. Within the framework of different important areas of EU law, such as the internal market, consumer protection law, social law, investment law, environment law, migration law, legal translation and...

Purchasing real estate is the most important act in the life of the average consumer” according to the Commission Report, COM(95) 117 final. The mortgage credit market belongs to the most complex markets in which consumers engage and the mortgage credit agreements make 70 % of consumer credits...

The so-called Swiss loans, i.e. consumer credit agreements expressed in Swiss Francs, can be compared to another famous Swiss product. Also the famous Swiss clocks and watches are characterized by a complex mechanism with many important parts guaranteeing an effective and proper functioning of...

This paper provides an overview of the position of consumers on the EU Digital Single Market under de lege lata and de lege ferenda EU legislation. By fulfilling the goals of the EU Digital Single Market Strategy from 2015, the European Commission has released two proposals containing harmonised...

J.F. Kennedy once said: “Consumers, by definition, include us all.” Indeed, no matter where we look in the Croatian legal system, we come across a new consumer. Sometimes this is a consumer protected by lex generalis for consumer protection, the Consumer Protection Act. Another time it is a...

Through its case law, the CJEU has developed and established various legal institutions and principles guaranteeing the effectiveness of EU law including consumer protection law. Although much time has passed since the CJEU required from Member States' courts to give the “Community (now:...