Moral hazard means that people with insurance may take greater risks because they know they do not bear the full consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to alleviate the problem. An interesting way to bring...

Moral hazard means that people with insurance may take greater risks because they know they do not bear the full consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to alleviate the problem. An interesting way to bring...

In this study we focus on differences in careers and wage development between white-collar workers. We are interested in the questions of which factors contribute to these differences and at what stage of the career they occur. Furthermore, we investigate the wage effects of the different types...

In this study we focus on differences in careers and wage development between white-collar workers. We are interested in the questions of which factors contribute to these differences and at what stage of the career they occur. Furthermore, we investigate the wage effects of the different types...

Naisten miehiä suurempi vastuu perhevelvoitteiden osalta mainitaan usein yhtenä tärkeänä tekijänä sukupuolten palkkaerojen taustalla. Tästä huolimatta taloustieteellistä tutkimusta, jossa oltaisiin perehdytty niihin mekanismeihin, joiden välityksellä perheasema mahdollisesti...

Suomalaisyritysten toimitusjohtajista ja hallitusten puheenjohtajista alle kymmenesosa sekä hallituksen jäsenistä alle neljäsosa on naisia. Laajaan yritysaineistoon perustuvan empiirisen regressioanalyysin perusteella havaitaan, että naistoimitusjohtoinen yritys on keskimäärin noin...

In this paper, we study the value chain of a Finnish designed bicycle and how the value added of the product is spread through the value chain in three distinct cases. In the first case the bicycle is manufactured in Finland by the researched company. In the two other cases the manufacturing of...

Banking and financial services have traditionally been a heavily regulated industry where technology alone has not been a sufficient factor to transform the operating architectures of the industry. The pervasive view in the financial industry has been that digitalization and its integrational...

Vaikka yritysten välistä verkostomaista yhteistyötä pidetään yleisesti yhtenä niiden liiketaloudellista menestystä tukevana tekijänä, aihetta on tutkittu varsin vähän. Tässä tutkimuksessa hyödynnämme Eurostatin ja kansallisten tilastokeskusten muutaman vuoden takaisessa...