This paper aims to characterize the behavior of economic agents on Sub-Saharan Africa’s credit market in order to … functioning of the credit market. By considering the social interactions (social signal) as a starting point and the main … determinant of the economic fact, it leads to three main results: (i) the credit supply is inversely proportional to interest rate …

evidence that foreign banking penetration can be associated with a contraction of banking credit, especially in countries with … poor credit markets. Second I present a model in which the presence or the absence of foreign lenders endogenously modifies … firms credit constraints and hence the volume of credit extended in the economy. Specifically, I show on the one hand that …

French Abstract: Les entreprises camerounaises ont-elles plus que par le passé accès au crédit en fonction de leur … pouvoirs publics ont orienté les crédits vers les secteurs jugés prioritaires. Malgré les réformes, l'allocation de crédit ne …'information entre prêteurs. Le fonctionnement du marché du crédit à travers des structures d'échange d'information que sont les …