The present report is the Final Report of the “Ex-post evaluation of EU assistance to Croatia provided during the … objectives: i) provide an assessment on the performance of EU pre-accession assistance as regards the strengthening and … development of the necessary capacities for the achievement and continuous uptake of Croatia's commitments for its EU membership …

to investigate the expansion of financial innovation and the influence of financial innovation on EU countries during … 2001-2008. This paper documents that the role of financial innovation is different in USA and EU counties. The pace … (development) of financial innovation among EU countries also differs. Some countries have not issued any financial innovation …