In a number of occasions during the bad times where financial markets are under pressure, Indonesia often suffers the most compared to neighbors or peer countries. It indicates that there is something fundamental as the driving factors and the depth of the Indonesian financial sector may be the...

This study aims to examine the impact of the Covid-19 pandemic on the development of the Indonesian financial sector, both in terms of depth, access, and efficiency. The analytical tool used is the same as Mansur and Nizar's study (2019) with data updating in the period 2019 to August 2020. The...

This paper aims to describe the various constituents in financial innovation through a review of the financial innovation literature. Therefore, the approach used in this paper refers to a typical approach to the financial innovation literature that focuses on: (i) conception of financial...

This paper aims to examine the main points of the emergence of controversies regarding digital currencies. By using secondary data and qualitative-descriptive analysis, it was found that digital currency cannot replace the function of money as a medium of exchange, a store of value, and a unit...

The crisis of economy in Indonesia forces the government to reform its economic development paradigm. The new paradigm development refers to great attention of economic societies such as cooperation. Those involve in the planning of national economic development as well as the planning of...

Microfinance is one of alternative strategy to reduce poverty. there are kind of thinking of different microfinance strategy for poverty reduction. therefore, this paper try to explore several suitable alternative strategy which can be implemented to develop microfinance in papua. two particular...

Based on the calculation of the Altman model in predicting bankrupt at PT. Bank Rakyat Indonesia (Persero) Tbk in 2014, 2015, 2016, PT. Bank Mandiri (Persero) Tbk in 2014 and 2015 and is PT.Bank Tabungan Negara (Persero) Tbk in 2014 with a score of Z-score above 2.99 indicates that included in...

Mortgages are used as credit services provided by banks to customers who want a special loan to meet the needs in the construction of houses or home renovations that must be in accordance with the procedures that have been specified as a condition of completeness of KPR. Data collection methods...

In any financing there must be a risk that arises as a result of failure by a counterparty to fulfill its obligations. At commercial banks, the financing referred to loans, while in Islamic banks are called estab-financing, while for the remuneration given or received at commercial banks in the...

The prospect of the development of Shariah Credit Unions (KSPS) in Indonesia seems more convincing, however, there are still many people who do not use the services KSPS, even many who prefer Sharia banking services. In general mean organizer of KSPS feel difficulty at the time of offering...